Click here for a complete list of the critical illnesses we cover

With advances in medical care more and more people now survive illnesses once thought to be fatal. Many people will go on to lead a relatively normal life, but they may not enjoy the same mobility or good health that they did before.

 

Often big changes in lifestyle have to be made and this can affect a person's ability to earn the same salary they did before the illness.

 

Critical Illness Cover provides you with a lump sum or a monthly income, making it easier to cope financially when you need to concentrate on getting better.

 

It also provides up to £20,000 free Children's Critical Illness Cover for each child.

Your choices

Of course the choices you make will depend on your own particular circumstances.

When you make a claim you can choose to have Critical Illness Cover paid in any of the following ways:

• A level lump sum
• An increasing lump sum
• A decreasing lump sum
• A level monthly income
• An increasing monthly income

And you can choose this cover for a single life or joint lives:

 

Single life can cover

• Just yourself

• Just your partner

• Both you and your partner (two potential payouts)

 

 

Joint life covers

• Both you and your partner (one potential payout)

 

 

You can also add other covers to your plan to give you the right amount and type of cover for your own circumstances.