There is currently a £2.3 trillion* life protection gap in the UK. 55%** of UK adults don’t have life cover, almost 86%*** of people don’t have critical illness cover and 92%*** don’t have income protection.

 

Bright Grey was set up by Royal London to make protection insurance more flexible and accessible. We provide product literature that is clear, simple and easy to understand so that you know what you are covered for, and what you are not. We work with financial advisers to help more people get the right cover, at the right price.

 

We started with a clean sheet so we’ve been able to recruit people with a can-do attitude. People who really believe that meeting our customers’ needs should be their first priority. They’re people with a proven track record who have new ideas and who played an important part in developing the menu approach to protection.

 

Customers told us that they find insurance complex and confusing. So we’ve simplified the language we use to describe our plans and we don't have any small print in our brochures.

 

We’ve made our plans more flexible – and competitive. And we’ve developed a range of literature that we hope you find clear, simple and easy to understand.

 

* Swiss Re Term and Health Watch 2005

** Invigorating the Life Insurance sector (Mintel) UK – October 2005

*** Critical Illness Cover (Mintel) UK – April 2006