So, for example, instead of having life cover in one plan and critical illness cover in another, you can have them both in the one plan. That means you only have one company to deal with, one payment each month, and one plan to think about.

It’s simple. It’s also completely flexible and can change as your lifestyle and your needs change. If you move house, get married, or have children, you don’t have to start new plans. You simply add or stop covers to meet your needs at the time.

 

Your financial adviser will be able to create a plan that suits your individual circumstances and your budget.