It’s a fact that most of us will have to come to terms with how we might cope if our partner dies unexpectedly, or how our dependants would cope if something happened to us.

It would be great to know that we’d done everything we could to minimise the financial impact.

 

There might be a mortgage to be paid, or household bills to meet but no income to pay for them.

 

The right amount of Life Cover makes sure that, even though it will be an emotional and difficult time, all these things are taken care of if the person who is covered dies.

Your choices

It goes without saying that the choices you make will depend on your own particular circumstances.

You can choose to have Life Cover paid in any of the following ways:

• A level lump sum
• An increasing lump sum
• A decreasing lump sum
• A level monthly income
• An increasing monthly income

And you can choose this cover for a single life or for joint lives:

 

Single life can cover

• Just yourself

• Just your partner

• Both you and your partner - (two potential payouts)

 

 

Joint life covers

• Both you and your partner (one potential payout)

 

 

You can also add other covers to your plan to give you the right amount and type of cover for your own circumstances.

 

Whatever you choose it means only one application form and one payment regardless of the covers you choose. This means less paperwork and less hassle.