Here is a complete list of the critical illnesses we cover under our Lifestyle Protection plan. You can find a full definition by clicking on the critical illness. This information is also available in section D of our plan details booklet.

• Alzheimer’s disease – resulting in permanent symptoms
• Aorta graft surgery – for disease
• Benign brain tumour – resulting in permanent symptoms
• Blindness – permanent and irreversible
• Cancer – excluding less advanced cases
• Coma – resulting in permanent symptoms
• Coronary artery bypass grafts – with surgery to divide the breastbone
• Deafness – permanent and irreversible
• Heart attack – of specified severity
• Heart valve replacement or repair – with surgery to divide the breastbone
• HIV infection – caught from a blood transfusion, a physical assault or at work
• Kidney failure – requiring dialysis
• Loss of hands or feet – permanent physical severance
• Loss of speech – permanent and irreversible
• Major organ transplant
• Motor neurone disease – resulting in permanent symptoms
• Multiple sclerosis – with persisting symptoms
• Paralysis of limbs – total and irreversible
• Parkinson’s disease – resulting in permanent symptoms
• Stroke – resulting in permanent symptoms
• Terminal Illness
• Third degree burns – covering 20% of the body’s surface area
• Traumatic head injury – resulting in permanent symptoms